The Absolute Best Credit Unions in Baytown [Updated 2025]

The Absolute Best Credit Unions in Baytown  [Updated 2025]
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I’ve dived deep into the world of local finance, exploring ten standout credit unions that truly shine in our community. You see, I believe in the power of credit unions—they're not just banks; they’re places that prioritize people over profits, and I’ve experienced the benefits firsthand.

With years of navigating loans, savings, and everything in between, I’ve gathered insights that can help you make informed decisions about your financial future. Whether you’re looking for competitive rates, exceptional service, or community involvement, I’ve got you covered. Let’s uncover the gems of Baytown together and find the perfect fit for your financial needs!


Texas Bay Credit Union

Texas Bay Credit Union
🗺️ 1301 Hwy 225, Pasadena, TX 77506
☎️ 713-852-6700
🌐 Website
Sunday: Closed
Monday: 9 AM–5 PM
Tuesday: 9 AM–5 PM
Wednesday: 9 AM–5 PM
Thursday: 9 AM–5 PM
Friday: Closed
Saturday: 9 AM–12 PM

From the moment I stepped into Texas Bay Credit Union, I was greeted with warmth and a sense of community. Their staff is exceptionally friendly, making banking feel less like a chore and more like catching up with friends. What impressed me most was their variety of services tailored to meet the needs of local members, from competitive loan rates to convenient online banking options. The atmosphere is both professional and inviting, making it a delightful place to manage your finances. If you're in Baytown, this credit union is definitely worth your consideration!

You might also want to check out the best credit unions in Pasadena.

Gulf Coast Educators Federal Credit Union - Baytown

Gulf Coast Educators Federal Credit Union - Baytown
🗺️ 6360 Garth Rd Ste 140, Baytown, TX 77521
☎️ 281-487-9333
🌐 Website
Sunday: Closed
Monday: 8 AM–5 PM
Tuesday: 8 AM–5 PM
Wednesday: 8 AM–5 PM
Thursday: 8 AM–5 PM
Friday: 8 AM–5 PM
Saturday: Closed

I recently popped into the Gulf Coast Educators Federal Credit Union - Baytown, and I must say, it was a delightful experience! The staff is genuinely warm and welcoming, creating a community-like atmosphere that makes banking feel less daunting. Their offerings, especially tailored for educators, are impressive—think low-interest loans and affordable fees! The tech-savvy platform also ensures that managing finances is smooth and hassle-free. Whether you're an educator or not, I found their commitment to service truly refreshing. If you're in Baytown and need a reliable credit union, you're in for a treat here! 🔑✨

You might also want to check out the best credit union in Katy.

Community Resource Credit Union

Community Resource Credit Union
🗺️ 6810 Garth Rd, Baytown, TX 77521
☎️ 281-422-3611
🌐 Website
Sunday: Closed
Monday: 9 AM–5 PM
Tuesday: 9 AM–5 PM
Wednesday: 9 AM–5 PM
Thursday: 9 AM–5 PM
Friday: 9 AM–6 PM
Saturday: 9 AM–1 PM

Visiting Community Resource Credit Union in Baytown was an absolute delight! The warm and inviting atmosphere made me feel right at home. Their customer service shone brightly; the staff was both knowledgeable and genuinely eager to help. I was particularly impressed by their range of services tailored to meet diverse financial needs, including competitive loan rates and high-yield savings accounts. Plus, the convenient location couldn’t be beat! If you’re looking for a credit union that combines community spirit with exceptional banking, Community Resource is undoubtedly a top contender. I left with a grin, excited about my financial journey ahead!

You might also want to check out the best credit union in Humble.

Associated Credit Union of Texas - Deer Park

Associated Credit Union of Texas - Deer Park
🗺️ 309 W X St, Deer Park, TX 77536
☎️ 281-479-3441
🌐 Website
Sunday: Closed
Monday: 9 AM–5:30 PM
Tuesday: 9 AM–5:30 PM
Wednesday: 9 AM–5:30 PM
Thursday: 9 AM–5:30 PM
Friday: 9 AM–6 PM
Saturday: 9 AM–12:30 PM

Visiting the Associated Credit Union of Texas - Deer Park was a delightful experience! From the moment I walked in, the bright atmosphere and friendly staff made me feel right at home. Their personalized services truly stand out, catering to everyone's unique financial needs. I was particularly impressed by their flexible loan options and the affordability of their rates. The modern facilities offer a comfortable space for members to manage their finances, reflecting their commitment to excellent customer service. Overall, this gem in Baytown is a great option for anyone seeking a trusted financial partner!

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Beacon Federal Credit Union

Beacon Federal Credit Union
🗺️ 2812 N Alexander Dr, Baytown, TX 77520
☎️ 281-471-1782
🌐 Website
Sunday: Closed
Monday: 9 AM–5 PM
Tuesday: 9 AM–5 PM
Wednesday: 9 AM–5 PM
Thursday: 9 AM–5 PM
Friday: 9 AM–5 PM
Saturday: 8:30 AM–12:30 PM

Stepping into Beacon Federal Credit Union felt like entering a friendly neighborhood hub! The staff is not only knowledgeable but also genuinely eager to help, making banking feel less like a chore and more like a community gathering. Their competitive rates on loans and savings are truly impressive, offering members a chance to grow their finances. Plus, the digital banking options are sleek and user-friendly—perfect for tech-savvy members! Overall, I left with a smile, feeling that the credit union embodies a welcoming spirit and solid financial support. If you're in Baytown, this place is worth a visit!

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United Community Credit Union

United Community Credit Union
🗺️ 14028 FM 2100, Crosby, TX 77532
☎️ 713-674-5778
🌐 Website
Sunday: Closed
Monday: 7 AM–6 PM
Tuesday: 7 AM–6 PM
Wednesday: 7 AM–6 PM
Thursday: 7 AM–6 PM
Friday: 7 AM–6 PM
Saturday: 9 AM–1 PM

Visiting United Community Credit Union in Baytown was like stepping into a welcoming oasis of financial friendliness. Their knowledgeable staff made account setup a breeze, and I was impressed by the variety of services tailored to fit different lifestyles. The atmosphere was warm and inviting, with a focus on community engagement, making it feel more like a family gathering than a financial institution. Their competitive interest rates and low fees left me pleasantly surprised. If you’re seeking a credit union that combines professionalism with a personal touch, United Community might just be your perfect match!

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Wellby Financial

Wellby Financial
🗺️ 2200 E Thirteenth St, Deer Park, TX 77536
☎️ 281-488-7070
🌐 Website
Sunday: Closed
Monday: 9 AM–5 PM
Tuesday: 9 AM–5 PM
Wednesday: 9 AM–5 PM
Thursday: 9 AM–5 PM
Friday: 9 AM–5 PM
Saturday: 9 AM–1 PM

I had the pleasure of exploring Wellby Financial in Baytown, and I must say, it felt like walking into a financial oasis! With friendly staff eager to assist, I was impressed by their personalized service. Their variety of services tailored for every need truly stands out, especially the competitive loan rates and budgeting tools. Plus, their community-centric approach echoes a warm, welcoming vibe that makes you feel right at home. If you’re searching for a place where your financial goals matter, look no further! Wellby Financial is not just a credit union; it’s a partner on your money journey!

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Gulf Coast Educators Federal Credit Union

Gulf Coast Educators Federal Credit Union
🗺️ 5953 Fairmont Pkwy, Pasadena, TX 77505
☎️ 281-487-9333
🌐 Website
Sunday: Closed
Monday: 8 AM–5 PM
Tuesday: 8 AM–5 PM
Wednesday: 8 AM–5 PM
Thursday: 8 AM–5 PM
Friday: 8 AM–5 PM
Saturday: 9 AM–12 PM

Bouncing into Gulf Coast Educators Federal Credit Union was like opening a bright book full of possibilities! Their team is exceptionally knowledgeable and greeted me with genuine smiles. With competitive rates on loans and an array of educational resources, it’s a fantastic hub for both financial support and community growth. The atmosphere was warm, making it feel less like a bank and more like a home for educators and their families. Plus, their online services are a breeze to navigate! If you're in Baytown and seek a trustworthy partner for your financial journey, I wholeheartedly recommend this credit union.

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TDECU Baytown

TDECU Baytown
🗺️ 6011 Garth Rd, Baytown, TX 77521
☎️ 800-839-1154
🌐 Website
Sunday: Closed
Monday: 9 AM–5 PM
Tuesday: 9 AM–5 PM
Wednesday: 9 AM–5 PM
Thursday: 9 AM–5 PM
Friday: 9 AM–5 PM
Saturday: 9 AM–1 PM

My visit to TDECU Baytown was a delightful blend of professionalism and warmth! From the moment I walked in, I felt welcomed by their friendly staff, ready to assist with a smile. The atmosphere was clean and inviting, offering modern amenities that cater to every member's needs. I was particularly impressed by their array of financial products, from competitive loans to convenient banking services. TDECU’s commitment to community involvement shines through, proving they're more than just a bank. For anyone in Baytown seeking a supportive financial partner, I highly recommend considering TDECU. You won't be disappointed!

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Shell Federal Credit Union

Shell Federal Credit Union
🗺️ 7235 John Martin Rd, Baytown, TX 77521
☎️ 713-844-1100
🌐 Website
Sunday: Closed
Monday: 9 AM–5 PM
Tuesday: 9 AM–5 PM
Wednesday: 9 AM–5 PM
Thursday: 9 AM–5:30 PM
Friday: 9 AM–5 PM
Saturday: 9 AM–12:30 PM

From the moment I stepped into Shell Federal Credit Union, I was greeted with warm smiles and a cheerful atmosphere. Their dedicated staff made banking feel less like a chore and more like catching up with friends. The array of services they offer—especially their competitive rates on loans—had me intrigued. Additionally, their commitment to the community truly stood out, enhancing their already strong reputation. If you're on the hunt for a place that balances exceptional service with great products, I highly recommend checking out Shell Federal Credit Union; it just might be your new financial haven!

You might also want to check out the best exotic pet stores in Houston.

Jen NormanJ
WRITTEN BY

Jen Norman

Jen is a Houston born native with a knack for spotting the top restaurants and businesses in town. She loves to read and play with her 3 dogs - Charlie, Cheddar, and CheezitRead more

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Food tour map
Houston Secret Guide 🤫

Houston Hot List 🔥

Get our exclusive guide to the top spots in Houston! This guide includes:

  • Top 7 must-visit culinary destinations
  • Optimized 3-stop food tour route with a map
  • Expert insider tip for each location (when to go/what to order)
  • QR codes for easy navigation
  • More secret spots in your inbox every week