I've had plenty of experience with loans -- both personal and loan opportunities related to business. After my research, I'm here to suggest the top 7 loan options in Houston.

The list is based on everything from interest rates, customer service ratings to the overall reputation of banks and other lenders. So if you're looking for the best loan option for your specific needs, this article is for you!

I've kept the tone lighthearted since finding the right loan can often be quite daunting. I hope that through this article, you'll find just what you're looking for - minus all the stress that comes along with it.


ACE Cash Express

ACE Cash Express
🗺️ 2001 Fannin St, Houston, TX 77002
☎️ 713-654-8087
🌐 Website
Sunday: Closed
Monday: 9 AM–7 PM
Tuesday: 9 AM–7 PM
Wednesday: 9 AM–7 PM
Thursday: 9 AM–7 PM
Friday: 9 AM–7 PM
Saturday: 9 AM–5 PM

I've had plenty of experience with loans, and ACE Cash Express has been nothing short of perfect. They constantly keep their customers informed on what's going on with their loan, how much they owe, and when payments are due. The customer service is also top-notch; they always explain everything in detail and make sure I'm getting the best deal possible.

I can't recommend ACE Cash Express enough – they offer the best loans in Houston! If you're looking for a loan that you can count on to be secure and reliable, ACE Cash Express is definitely the right choice.

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Cash Store

Cash Store
🗺️ 1901 Taylor St A, Houston, TX 77007
☎️ 713-869-3891
🌐 Website
Sunday: Closed
Monday: 9 AM–7 PM
Tuesday: 9 AM–7 PM
Wednesday: 9 AM–7 PM
Thursday: 9 AM–7 PM
Friday: 9 AM–7 PM
Saturday: 9 AM–3 PM

The staff at Cash Store are experienced and professional. They have offered me the best possible deals for my loans and made sure to go over all of the details with me. I always feel comfortable speaking with them and confident that I have a great loan solution in place.

I appreciate how quickly I can get my loan approved, and they make sure I'm aware of all the fees associated with each loan. This helps me budget accordingly and make sure that I never miss any payments. The repayment options are also great - you can easily adjust your payment plan as you see fit, so you're never stuck with something that doesn't work for you financially.

Their online presence is also top-notch; it's easy to apply for loans online and stay updated on their current offers without needing to visit their physical store location. All the paperwork is easy to access, fill out, and scan back in via email or physical mail, so there's no hassle or stress associated with applying for a loan from Cash Store.

Overall, if you're looking for the best loans in Houston then Cash Store should be your first choice! They've been around for many years now, so you know that they deliver quality solutions every time - highly recommended!

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Custom Loans

Custom Loans
🗺️ 4310 Old Spanish Trail A, Houston, TX 77021
☎️ 713-741-6700
🌐 Website
Sunday: Closed
Monday: 8:30 AM–5:30 PM
Tuesday: 8:30 AM–5:30 PM
Wednesday: 8:30 AM–5:30 PM
Thursday: 8:30 AM–5:30 PM
Friday: 8:30 AM–5:30 PM
Saturday: Closed

The process is straightforward. Right from the start, you know what to expect every step of the way. The staff is incredibly knowledgeable and helpful in finding the right loan for your needs. They understand that everyone's situation is unique and strive to offer a custom solution tailored to each individual.

The customer service is top-notch. Any time I've had a question or needed assistance, they have been more than happy to help me out. They always go above and beyond to make sure I'm getting the best possible loan package and have never let me down.

Overall, I would highly recommend Custom Loans if you're looking for the best loans in Houston!

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Oportun

Oportun
🗺️ 5316 Airline Dr, Houston, TX 77022
☎️ 346-216-4362
🌐 Website
Sunday: Closed
Monday: 11 AM–6:30 PM
Tuesday: 11 AM–6:30 PM
Wednesday: 11 AM–6:30 PM
Thursday: 11 AM–6:30 PM
Friday: 11 AM–6:30 PM
Saturday: 10 AM–4 PM

I've found that Oportun offers great loans for a variety of purposes. The loans feature competitive rates and flexible repayment terms. On top of all that, the application process is incredibly fast and straightforward.

The customer service at Oportun is top-notch. The staff are friendly and incredibly helpful every step of the way. They answer emails quickly, explain loan terms clearly, and provide detailed instructions for each step of the process.

Plus, their online platform makes it easy to apply for a loan from anywhere in the world! You can even make payments online with a secure link.

In sum, I'd highly recommend Oportun if you're looking for best loans in Houston - they offer flexible repayment plans, competitive interest rates, and incredible customer service!

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Courtesy Credit

Courtesy Credit
🗺️ 7006 Woodridge Dr, Houston, TX 77087
☎️ 713-228-0281
🌐 Website
Sunday: Closed
Monday: 9 AM–5 PM
Tuesday: 9 AM–5 PM
Wednesday: 9 AM–5 PM
Thursday: 9 AM–5 PM
Friday: 9 AM–5 PM
Saturday: 9 AM–1 PM

They offer incredibly competitive rates, which makes it a great option for anyone looking for a loan. I was able to work out an excellent loan package with them, and their customer service team was extremely helpful and accommodating.

The approval process was seamless and I felt like my application was handled with the utmost care and consideration. All of my inquiries were promptly answered so I could make informed decisions throughout the entire process. They provided a transparent understanding of repayment terms, fees, and anything else relevant to my loan agreement.

The benefits don't stop there - they also have some of the best online tools that allow you to manage your loan in real time. You can easily check your balance, make payments, view payment history, and more!

To top it off, they offer 24/7 customer support if ever an issue arises or if I just need assistance with something related to my loan.

Although there are many lending options available in Houston for loans, Courtesy Credit has consistently proven itself to be one of the best! With their competitive rates, helpful customer service staff and convenient online tools, this is definitely an option that will benefit anyone looking for a loan in Houston.

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Capdeck Business Loans

Capdeck Business Loans

The team at Capdeck is incredibly knowledgeable in the loan space and provided me with clear answers to all of my questions. They've also been extremely helpful in providing assistance throughout the entire process. From helping me structure my loan request, understanding credit ratings, and navigating through the paperwork, Capdeck was there every step of the way!

The customer service I received from Capdeck was top notch, and they really went above and beyond to ensure that I had a positive experience. Their interest rates are competitive and definitely worth considering if you're looking for a loan in Houston. I also appreciate how they don't pressure you into signing up; they take the time to explain all your options so that you can make an informed decision that's best for your business.

Overall, I'm thrilled with my experience with Capdeck Business Loans and would highly recommend them for anyone looking for loans in Houston! They offer great rates, excellent customer service, and a hassle-free process - it doesn't get any better than that!

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Power Finance Texas

Power Finance Texas
🗺️ 6300 W Loop S #555, Bellaire, TX 77401
☎️ 713-523-2274
🌐 Website
Sunday: Closed
Monday: 9 AM–6 PM
Tuesday: 9 AM–6 PM
Wednesday: 9 AM–6 PM
Thursday: 9 AM–6 PM
Friday: 9 AM–6 PM
Saturday: 9 AM–12 PM

I'm really impressed with the range of options PowerFinance has to offer. Whether you're looking for a loan for business, a personal loan for any purpose, or even an auto loan, they have it all!

The quality and understanding of their customer service team is also great. Their representatives are friendly and knowledgeable, providing all the information I need to make smart decisions when it comes to my finances.

I've had great success in finding low interest rates and reasonable payment plans through PFT as well. It's clear that they understand the money market and can provide me with competitive rates across different loan types.

Overall, Power Finance Texas has been a great choice for all my lending needs. They offer some of the best loans in Houston that you'll find anywhere!

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Jen Norman

Jen is a Houston born native with a knack for spotting the top restaurants and businesses in town. She loves to read and play with her 3 dogs - Charlie, Cheddar, and Cheezit